publications
Article
The Determinants of Bank Liquidity: Case of Tunisia |
Ben Moussa Mohamed Aymen, 2014 |
international Journal of Economics and Financial Issues, 5, 1, 249-259, Décembre 2014 |
Résumé
Liquidity is an important variable for the bank and the banking system components. So
it is interesting to show its determinants. Thus, we used a sample of 18 banks in Tunisia in for 2000-
2010period. We estimated two measures of liquidity (liquid assets / total assets; total loans / total
deposits). Through the method of static panel and method of panel dynamic, we found that (financial
performance, capital / total assets, operating costs/ total assets, growth rate of GDP, inflation rate,
delayed liquidity) have significant impact on bank liquidity while (size, total loans / total assets,
financial costs/ total credits, total deposits / total assets) does not have a significant impact on bank
liquidity.
Liquidity is an important variable for the bank and the banking system components. Soit is interesting to show its determinants. Thus, we used a sample of 18 banks in Tunisia in for 2000-2010period. We estimated two measures of liquidity (liquid assets / total assets; total loans / totaldeposits). Through the method of static panel and method of panel dynamic, we found that (financialperformance, capital / total assets, operating costs/ total assets, growth rate of GDP, inflation rate,delayed liquidity) have significant impact on bank liquidity while (size, total loans / total assets,financial costs/ total credits, total deposits / total assets) does not have a significant impact on bankliquidity.
